/* site-v2.css — estilo v2 compartido para todo el sitio TuCarro360 (HTML estático)
   Animaciones de entrada al scroll (fade + slide sutil), respetando reduced-motion,
   + todas las clases reutilizables (botones, badges, header, footer, modales, cotizadores). */

@media (prefers-reduced-motion: no-preference) {
  [data-reveal] {
    opacity: 0;
    transform: translateY(14px);
    transition: opacity .55s cubic-bezier(.22, .61, .36, 1), transform .55s cubic-bezier(.22, .61, .36, 1);
  }
  [data-reveal].is-in {
    opacity: 1;
    transform: none;
  }
}

/* ============================================================
   PRIMITIVES — container / section / eyebrow / icon chip
   ============================================================ */
.container { max-width: var(--container-max); margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; background: var(--surface-base); }
.section-tint { background: var(--surface-tint); }
.section-ink { background: var(--surface-ink); color: #fff; }
.eyebrow { font-family: var(--font-body); font-weight: 700; font-size: 12.5px; letter-spacing: .14em;
  text-transform: uppercase; color: var(--tc-blue); }
.eyebrow-center { text-align: center; }
.lic { display: inline-flex; align-items: center; justify-content: center; line-height: 0; }
.lic svg { width: 1em; height: 1em; display: block; }
.icon-chip { display: flex; align-items: center; justify-content: center; border-radius: 13px; flex-shrink: 0; }
.icon-chip-blue { background: var(--blue-50); color: var(--tc-blue); }
.icon-chip-green { background: var(--green-50); color: #0f8240; }
.icon-chip-sage { background: var(--sage-100); color: var(--sage-500); }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn { font-family: var(--font-body); font-weight: 600; border: none; cursor: pointer;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px; line-height: 1;
  border-radius: 999px; transition: all .18s cubic-bezier(.22,.61,.36,1); white-space: nowrap;
  text-decoration: none; }
.btn-sm { font-size: 13.5px; padding: 9px 16px; }
.btn-md { font-size: 15px; padding: 13px 22px; }
.btn-lg { font-size: 16.5px; padding: 16px 28px; }
.btn:active { transform: scale(.97); }
.btn-primary { background: var(--tc-blue); color: #fff; box-shadow: var(--shadow-brand); }
.btn-primary:hover { background: var(--blue-600); }
.btn-secondary { background: var(--blue-50); color: var(--blue-600); }
.btn-secondary:hover { background: #cfe0ff; }
.btn-ghost { background: transparent; color: var(--text-strong); border: 1.5px solid var(--border-default); }
.btn-ghost:hover { background: var(--blue-50); border-color: var(--blue-200); }
.btn-green { background: var(--green-400); color: #06351b; box-shadow: var(--shadow-green); }
.btn-green:hover { background: var(--green-300); }
.btn-inkghost { background: rgba(255,255,255,.08); color: #fff; border: 1.5px solid rgba(255,255,255,.22); }
.btn-inkghost:hover { background: rgba(255,255,255,.16); }
.btn-white { background: #fff; color: var(--tc-ink); box-shadow: var(--shadow-sm); }
.btn-white:hover { background: #f5f7fa; }
.btn-block { width: 100%; }

/* ============================================================
   BADGES
   ============================================================ */
.badge { display: inline-flex; align-items: center; gap: 6px; font-size: 12.5px; font-weight: 600;
  padding: 5px 12px; border-radius: 999px; line-height: 1; }
.badge-green { background: var(--green-50); color: #0f8240; }
.badge-blue { background: var(--blue-50); color: var(--blue-600); }
.badge-sage { background: var(--sage-100); color: var(--sage-500); }
.badge-ink { background: var(--tc-ink); color: #fff; }
.badge-white { background: rgba(255,255,255,.12); color: #fff; }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header { position: sticky; top: 0; z-index: 50; background: transparent;
  border-bottom: 1px solid transparent; transition: background .22s ease, border-color .22s ease; }
.site-header.is-scrolled, .site-header.is-mega-open {
  background: rgba(255,255,255,.86); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-subtle); }
.site-header > .container { display: flex; align-items: center; gap: 16px; height: 72px; }
.header-logo { display: flex; align-items: center; flex-shrink: 0; }
.nav-desktop { display: flex; gap: 2px; margin-left: 10px; flex: 1; }
.navlink { display: inline-flex; align-items: center; gap: 5px; background: none; border: none;
  cursor: pointer; font-family: var(--font-body); font-size: 14.5px; font-weight: 500;
  color: var(--text-default); padding: 8px 12px; border-radius: 9px; transition: all .15s ease;
  text-decoration: none; }
.navlink:hover, .nav-item.is-open .navlink { background: var(--blue-50); color: var(--tc-blue) !important; }
.navlink .lic { transition: transform .2s ease; }
.nav-item.is-open .navlink .lic { transform: rotate(180deg); }
.cta-desktop { display: flex; align-items: center; gap: 10px; }
.mobile-cluster { display: none; align-items: center; gap: 8px; margin-left: auto; }
.mobile-quick-assist { display: inline-flex; align-items: center; gap: 6px; background: var(--blue-50);
  color: var(--tc-blue); border: none; border-radius: 999px; padding: 8px 14px; font-family: var(--font-body);
  font-size: 13.5px; font-weight: 600; cursor: pointer; text-decoration: none; }
.burger { background: none; border: none; cursor: pointer; color: var(--text-strong); display: inline-flex; padding: 4px; }

.mega-panel { position: absolute; left: 0; right: 0; top: 100%; background: #fff;
  border-bottom: 1px solid var(--border-subtle); box-shadow: var(--shadow-md); display: none; }
.nav-item.is-open .mega-panel { display: block; }
.mega-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 10px; }
.mega-grid.cols-1 { max-width: 640px; }
.mega-item { text-align: left; display: flex; align-items: center; gap: 13px; padding: 13px 14px;
  border-radius: 13px; border: 1px solid transparent; background: transparent; cursor: pointer;
  transition: background .15s ease, border-color .15s ease; text-decoration: none; width: 100%; }
.mega-item:hover { background: var(--surface-tint); border-color: var(--border-subtle); }
.mega-item-icon { width: 42px; height: 42px; border-radius: 11px; flex-shrink: 0; background: var(--blue-50);
  color: var(--tc-blue); display: flex; align-items: center; justify-content: center; }
.mega-item-title { display: block; font-size: 14.5px; font-weight: 700; color: var(--text-strong); }
.mega-item-desc { display: block; font-size: 12.5px; color: var(--text-muted); margin-top: 1px; }
.mega-viewall { display: inline-flex; align-items: center; gap: 6px; font-size: 13.5px; font-weight: 600;
  color: var(--tc-blue); text-decoration: none; margin-top: 14px; padding-top: 14px;
  border-top: 1px solid var(--border-subtle); }

/* mobile full-screen menu */
.mobile-menu { position: fixed; inset: 0; z-index: 200; background: var(--surface-ink); color: #fff;
  display: none; flex-direction: column; overflow-y: auto; }
.mobile-menu.is-open { display: flex; }
body.menu-open { overflow: hidden; }
.mobile-menu-head { display: flex; align-items: center; justify-content: space-between; padding: 20px 22px;
  border-bottom: 1px solid rgba(255,255,255,.1); flex-shrink: 0; }
.mobile-menu-close { background: rgba(255,255,255,.08); border: none; width: 40px; height: 40px; border-radius: 10px;
  color: #fff; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; }
.mobile-nav { padding: 10px 14px; flex: 1; }
.mobile-nav-item { border-bottom: 1px solid rgba(255,255,255,.08); }
.mobile-nav-btn { width: 100%; display: flex; align-items: center; justify-content: space-between; background: none;
  border: none; color: #fff; cursor: pointer; font-family: var(--font-display); font-size: 19px; font-weight: 600;
  letter-spacing: -.01em; padding: 16px 8px; text-align: left; text-decoration: none; }
.mobile-nav-btn .lic { color: var(--text-oninkmute); transition: transform .2s ease; }
.mobile-nav-item.is-open .mobile-nav-btn .lic { transform: rotate(180deg); }
.mobile-nav-sub { padding: 2px 8px 14px; display: none; }
.mobile-nav-item.is-open .mobile-nav-sub { display: block; }
.mobile-nav-sub-item { width: 100%; text-align: left; display: flex; align-items: center; gap: 12px;
  background: rgba(255,255,255,.05); border: none; border-radius: 11px; color: #fff; cursor: pointer;
  padding: 11px 12px; margin-bottom: 8px; text-decoration: none; }
.mobile-nav-sub-icon { width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0; background: rgba(22,93,252,.22);
  color: #9cc0ff; display: flex; align-items: center; justify-content: center; }
.mobile-nav-viewall { display: inline-flex; align-items: center; gap: 6px; padding: 8px 4px 4px; font-size: 14px;
  font-weight: 600; color: #9cc0ff; text-decoration: none; }
.mobile-menu-foot { padding: 8px 18px 26px; flex-shrink: 0; }
.mobile-social-label { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--text-oninkmute); margin-bottom: 12px; }
.social-links { display: flex; gap: 10px; flex-wrap: wrap; }
.social-link { width: 40px; height: 40px; border-radius: 11px; background: rgba(255,255,255,.08);
  display: flex; align-items: center; justify-content: center; text-decoration: none; transition: background .16s ease; }
.social-link:hover { background: rgba(255,255,255,.18); }
.social-link svg { display: block; }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer { background: var(--surface-ink); color: #fff; padding-top: 72px; scroll-margin-top: 72px; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 56px; }
.foot-desc { font-size: 14.5px; line-height: 1.6; color: var(--text-oninkmute); margin: 18px 0 20px; max-width: 280px; }
.foot-col-title { font-size: 12.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-oninkmute); margin-bottom: 16px; }
.foot-col-links { display: flex; flex-direction: column; gap: 11px; }
.foot-col-links a { font-size: 14.5px; color: rgba(255,255,255,.82); text-decoration: none; }
.foot-col-links a:hover { color: #fff; }
.foot-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 22px 0 32px; display: flex;
  justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.foot-credit { position: relative; display: inline-block; overflow: hidden; height: 18px; line-height: 18px;
  white-space: nowrap; font-size: 13px; color: var(--text-oninkmute); }
.foot-credit-default, .foot-credit-hover { display: inline-flex; align-items: center; gap: 7px;
  transition: transform .22s cubic-bezier(.22,.61,.36,1), opacity .22s cubic-bezier(.22,.61,.36,1); }
.foot-credit-default { transform: translateX(0); opacity: 1; }
.foot-credit-hover { position: absolute; left: 0; top: 0; color: rgba(255,255,255,.92); font-weight: 500;
  transform: translateX(14px); opacity: 0; }
.foot-credit-hover img { height: 13px; width: auto; display: block; opacity: .95; }
.foot-credit:hover .foot-credit-default { transform: translateX(-14px); opacity: 0; }
.foot-credit:hover .foot-credit-hover { transform: translateX(0); opacity: 1; }
.foot-locale { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--text-oninkmute); }

/* ============================================================
   CARDS — pillar / product / post / ally / faq
   ============================================================ */
.card-hover { background: #fff; border: 1px solid var(--border-subtle); border-radius: 22px; padding: 26px;
  box-shadow: var(--shadow-sm); transition: all .2s cubic-bezier(.22,.61,.36,1); display: flex;
  flex-direction: column; gap: 13px; text-decoration: none; }
.card-hover:hover { border-color: #cfe0ff; box-shadow: var(--shadow-md); transform: translateY(-4px); }
.card-title { margin: 0; font-family: var(--font-display); font-weight: 700; font-size: 20px;
  letter-spacing: -.01em; color: var(--text-strong); }
.card-desc { margin: 0; font-size: 14.5px; line-height: 1.55; color: var(--text-muted); flex: 1; }
.card-cta { background: none; border: none; padding: 0; cursor: pointer; display: inline-flex; align-items: center;
  gap: 6px; font-family: var(--font-body); font-size: 14px; font-weight: 600; color: var(--tc-blue);
  text-decoration: none; }
.card-cta:hover .lic { transform: translateX(3px); }
.card-cta .lic { transition: transform .2s ease; }

.pillar-grid, .step-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.step-grid { gap: 24px; }
.benefit-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; }
.stat-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }
.metrics-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; text-align: center; }
.allies-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
.appbanner-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 32px; align-items: center; }

.stat-tile { display: flex; align-items: center; gap: 14px; background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1); border-radius: 18px; padding: 16px 18px; }
.stat-tile-icon { width: 46px; height: 46px; border-radius: 14px; flex-shrink: 0; background: rgba(22,93,252,.24);
  color: #9cc0ff; display: flex; align-items: center; justify-content: center; }
.stat-tile-num { font-family: var(--font-display); font-weight: 800; font-size: 28px; letter-spacing: -.02em;
  color: #fff; line-height: 1; }
.stat-tile-label { font-size: 13px; color: var(--text-oninkmute); margin-top: 4px; }

.step-item { position: relative; padding: 4px 4px 0; }
.step-head { display: flex; align-items: center; gap: 13px; margin-bottom: 16px; }
.step-icon { width: 52px; height: 52px; border-radius: 14px; background: var(--blue-50); color: var(--tc-blue);
  display: flex; align-items: center; justify-content: center; }
.step-icon.on-tint { background: #fff; border: 1px solid var(--border-subtle); }
.step-num { font-family: var(--font-mono); font-size: 14px; font-weight: 600; color: var(--tc-blue); }
.step-title { margin: 0 0 8px; font-family: var(--font-display); font-weight: 700; font-size: 19px;
  color: var(--text-strong); letter-spacing: -.01em; }
.step-desc { margin: 0; font-size: 14.5px; line-height: 1.6; color: var(--text-muted); }

.post-card { text-decoration: none; background: #fff; border: 1px solid var(--border-subtle); border-radius: 22px;
  overflow: hidden; box-shadow: var(--shadow-sm); transition: all .2s cubic-bezier(.22,.61,.36,1);
  display: flex; flex-direction: column; }
.post-card:hover { border-color: #cfe0ff; box-shadow: var(--shadow-md); transform: translateY(-4px); }
.post-cover { height: 150px; display: flex; align-items: center; justify-content: center; position: relative; }
.post-cover-mark { width: 120px; opacity: .1; position: absolute; right: -16px; bottom: -20px; }
.post-cover-icon { width: 54px; height: 54px; border-radius: 15px; background: #fff; display: flex;
  align-items: center; justify-content: center; box-shadow: var(--shadow-sm); }
.post-body { padding: 18px 20px 20px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.post-title { margin: 0; font-family: var(--font-display); font-weight: 700; font-size: 17.5px; line-height: 1.25;
  letter-spacing: -.01em; color: var(--text-strong); }
.post-meta { display: flex; align-items: center; gap: 8px; font-size: 12.5px; color: var(--text-subtle); margin-top: auto; }

.ally-tile { background: #fff; border: 1px solid var(--border-subtle); border-radius: 14px; padding: 18px 20px;
  display: flex; align-items: center; gap: 13px; box-shadow: var(--shadow-xs); }
.ally-tile-icon { width: 40px; height: 40px; border-radius: 11px; background: var(--sage-100); color: var(--sage-500);
  display: flex; align-items: center; justify-content: center; }
.ally-tile-name { font-size: 14.5px; font-weight: 700; color: var(--text-strong); }
.ally-tile-sub { font-size: 12px; color: var(--text-subtle); }
.ally-count { background: var(--blue-50); border-radius: 14px; padding: 18px 20px; display: flex;
  flex-direction: column; justify-content: center; }
.ally-count-num { font-family: var(--font-display); font-weight: 800; font-size: 24px; color: var(--tc-blue); }
.ally-count-label { font-size: 12.5px; color: var(--blue-600); }
.allies-tiles { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 14px; }

.cta-band { background: var(--tc-blue); position: relative; overflow: hidden; }
.cta-band .container { position: relative; padding: 72px 24px; text-align: center; }
.cta-band-mark { position: absolute; right: -70px; top: -70px; width: 360px; opacity: .1; }
.cta-band h2 { font-family: var(--font-display); font-weight: 800; font-size: 40px; letter-spacing: -.02em;
  color: #fff; margin: 0 0 14px; }
.cta-band p { font-size: 18px; color: rgba(255,255,255,.86); max-width: 520px; margin: 0 auto 28px; line-height: 1.6; }
.cta-band-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   FAQ ACCORDION (generic, class-based, works via [hidden]/aria-expanded)
   ============================================================ */
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item { background: #fff; border: 1px solid var(--border-subtle); border-radius: 18px; overflow: hidden;
  transition: box-shadow .2s ease; }
.faq-item.is-open { box-shadow: var(--shadow-sm); }
.faq-q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px;
  background: none; border: none; cursor: pointer; text-align: left; padding: 20px 24px;
  font-family: var(--font-body); font-size: 16px; font-weight: 700; color: var(--text-strong); }
.faq-plus { width: 30px; height: 30px; border-radius: 999px; flex-shrink: 0; background: var(--blue-50);
  color: var(--tc-blue); display: flex; align-items: center; justify-content: center;
  transition: all .22s cubic-bezier(.22,.61,.36,1); }
.faq-item.is-open .faq-plus { background: var(--tc-blue); color: #fff; transform: rotate(45deg); }
.faq-a-wrap { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .26s cubic-bezier(.22,.61,.36,1); }
.faq-item.is-open .faq-a-wrap { grid-template-rows: 1fr; }
.faq-a-inner { overflow: hidden; }
.faq-a { margin: 0; padding: 0 24px 22px; font-size: 15px; line-height: 1.65; color: var(--text-muted); max-width: 640px; }

/* variant used on service/credit product pages (simple border-bottom style) */
.svcfaq-list .faq-item { background: none; border: none; border-bottom: 1px solid var(--border-subtle);
  border-radius: 0; }
.svcfaq-list .faq-q { padding: 20px 4px; font-family: var(--font-display); font-weight: 700; font-size: 17px;
  letter-spacing: -.01em; }
.svcfaq-list .faq-plus { background: none; color: var(--tc-blue); width: auto; height: auto; }
.svcfaq-list .faq-a { padding: 0 4px 20px; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testi-rail { display: flex; gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none;
  padding: 6px max(24px, calc((100vw - var(--container-max)) / 2 + 24px)) 18px; }
.testi-rail::-webkit-scrollbar { display: none; }
.testi-card { scroll-snap-align: start; flex: 0 0 340px; margin: 0; background: #fff;
  border: 1px solid var(--border-subtle); border-radius: 24px; padding: 26px 26px 24px; box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; gap: 16px; }
.testi-stars { display: flex; gap: 2px; color: #f5b50a; }
.testi-quote { margin: 0; font-size: 15px; line-height: 1.65; color: var(--text-default); }
.testi-figc { display: flex; align-items: center; gap: 12px; margin-top: auto; }
.testi-avatar { width: 42px; height: 42px; border-radius: 999px; flex-shrink: 0; background: var(--blue-100);
  color: var(--blue-600); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 15px; }
.testi-name { display: block; font-size: 14.5px; font-weight: 700; color: var(--text-strong); }
.testi-city { display: block; font-size: 12.5px; color: var(--text-muted); }
.testi-nav-btn { width: 44px; height: 44px; border-radius: 999px; background: #fff;
  border: 1px solid var(--border-subtle); color: var(--text-strong); cursor: pointer; display: flex;
  align-items: center; justify-content: center; box-shadow: var(--shadow-xs); transition: all .16s ease; }
.testi-nav-btn:hover { background: var(--blue-50); color: var(--tc-blue); }

/* ============================================================
   HERO CAROUSEL (home)
   ============================================================ */
.hero-slide-fade { animation: heroFade .45s cubic-bezier(.22,.61,.36,1); }
@keyframes heroFade { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
.hero-car-arrow { position: absolute; top: 50%; transform: translateY(-50%); z-index: 5; width: 44px; height: 44px;
  border-radius: 999px; background: rgba(255,255,255,.9); border: 1px solid var(--border-subtle);
  color: var(--text-strong); cursor: pointer; display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-sm); transition: all .16s ease; }
.hero-car-arrow:hover { background: #fff; color: var(--tc-blue); }
.hero-car-arrow.prev { left: 10px; } .hero-car-arrow.next { right: 10px; }
.hero-dots { position: absolute; left: 0; right: 0; bottom: 14px; display: flex; justify-content: center; gap: 8px; z-index: 5; }
.hero-dot { width: 9px; height: 9px; border-radius: 999px; border: none; cursor: pointer; background: var(--neutral-300);
  padding: 0; transition: all .25s cubic-bezier(.22,.61,.36,1); }
.hero-dot.is-active { width: 26px; background: var(--tc-blue); }
.hero-slide { display: none; } .hero-slide.is-active { display: block; }
.hero-carousel.is-chat-active .hero-car-arrow,
.hero-carousel.is-chat-active .hero-dots { opacity: .3; pointer-events: none; transition: opacity .18s ease; }

/* ============================================================
   AI ASSISTANT — hero "Pregúntale a Tu Carro 360" chat bar
   ============================================================ */
.chip-suggest { display: inline-flex; align-items: center; gap: 7px; background: #fff; border: 1px solid var(--border-subtle);
  border-radius: 999px; padding: 9px 16px; font-family: var(--font-body); font-size: 13.5px; font-weight: 600;
  color: var(--text-default); cursor: pointer; transition: all .15s ease; }
.chip-suggest:hover { border-color: var(--blue-200); background: var(--blue-50); color: var(--blue-600); }

.tc-ai { position: relative; }
.tc-ai-bar { display: flex; align-items: center; gap: 8px; background: #fff; border: 1.5px solid var(--border-subtle);
  border-radius: 999px; padding: 8px 8px 8px 22px; box-shadow: var(--shadow-md); width: 100%; box-sizing: border-box;
  transition: border-color .15s ease, box-shadow .15s ease; }
.tc-ai-bar:focus-within { border-color: var(--tc-blue); box-shadow: 0 0 0 4px var(--blue-50), var(--shadow-md); }
.tc-ai-icon { color: var(--tc-blue); flex-shrink: 0; display: flex; }
.tc-ai-input { flex: 1; min-width: 0; border: none; outline: none; background: transparent;
  font-family: var(--font-body); font-size: 15.5px; color: var(--text-strong); padding: 8px 0; }
.tc-ai-input::placeholder { color: var(--text-muted); }
.tc-ai-send { width: 44px; height: 44px; border-radius: 999px; flex-shrink: 0; background: var(--tc-blue); color: #fff;
  border: none; display: flex; align-items: center; justify-content: center; cursor: pointer;
  box-shadow: var(--shadow-brand); transition: background .15s ease, transform .15s ease; }
.tc-ai-send:hover { background: var(--blue-600); }
.tc-ai-send:active { transform: scale(.94); }

.tc-ai-panel { margin-top: 12px; background: #fff; border: 1.5px solid var(--border-subtle); border-radius: 20px;
  box-shadow: var(--shadow-lg); overflow: hidden; animation: tcAiIn .22s cubic-bezier(.22,.61,.36,1); }
.tc-ai-panel[hidden] { display: none; }
@keyframes tcAiIn { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }
.tc-ai-panel-head { display: flex; align-items: center; justify-content: space-between; padding: 12px 16px;
  border-bottom: 1px solid var(--border-subtle); background: var(--surface-sunken); }
.tc-ai-panel-title { display: flex; align-items: center; gap: 8px; font-family: var(--font-body); font-weight: 700;
  font-size: 13.5px; color: var(--text-strong); }
.tc-ai-panel-title i { color: var(--tc-blue); }
.tc-ai-panel-close { background: #fff; border: 1px solid var(--border-subtle); width: 28px; height: 28px;
  border-radius: 8px; display: flex; align-items: center; justify-content: center; cursor: pointer;
  color: var(--text-muted); flex-shrink: 0; transition: all .15s ease; }
.tc-ai-panel-close:hover { color: var(--text-strong); background: var(--blue-50); }
.tc-ai-messages { max-height: 320px; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 12px; }
.tc-ai-msg { display: flex; gap: 10px; max-width: 92%; }
.tc-ai-msg-user { align-self: flex-end; flex-direction: row-reverse; }
.tc-ai-msg-avatar { width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0; display: flex; align-items: center;
  justify-content: center; }
.tc-ai-msg-bot .tc-ai-msg-avatar { background: var(--blue-50); color: var(--tc-blue); }
.tc-ai-msg-user .tc-ai-msg-avatar { background: var(--tc-ink); color: #fff; }
.tc-ai-msg-bubble { background: var(--surface-sunken); border-radius: 14px; padding: 10px 14px; font-size: 14px;
  line-height: 1.55; color: var(--text-default); }
.tc-ai-msg-user .tc-ai-msg-bubble { background: var(--tc-blue); color: #fff; }
.tc-ai-msg-ctas { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.tc-ai-msg-cta { font-family: var(--font-body); font-size: 12.5px; font-weight: 600; padding: 8px 14px;
  border-radius: 999px; background: #fff; border: 1.5px solid var(--tc-blue); color: var(--tc-blue); cursor: pointer;
  text-decoration: none; display: inline-flex; align-items: center; gap: 6px; transition: all .15s ease; }
.tc-ai-msg-cta:hover { background: var(--tc-blue); color: #fff; }
.tc-ai-typing { display: flex; gap: 4px; padding: 4px 2px; }
.tc-ai-typing span { width: 6px; height: 6px; border-radius: 50%; background: var(--text-subtle);
  animation: tcAiTyping 1.1s infinite ease-in-out; }
.tc-ai-typing span:nth-child(2) { animation-delay: .15s; }
.tc-ai-typing span:nth-child(3) { animation-delay: .3s; }
@keyframes tcAiTyping { 0%, 60%, 100% { transform: translateY(0); opacity: .4; } 30% { transform: translateY(-4px); opacity: 1; } }
@media (prefers-reduced-motion: reduce) { .tc-ai-panel { animation: none; } .tc-ai-typing span { animation: none; } }
@media (max-width: 560px) { .tc-ai-messages { max-height: 260px; } }

/* ============================================================
   MODALS (Cotiza / Asistencia) + shared form controls
   ============================================================ */
@keyframes tc-mcall-ring { 0% { box-shadow: 0 0 0 0 rgba(220,38,38,.5); } 70% { box-shadow: 0 0 0 14px rgba(220,38,38,0); } 100% { box-shadow: 0 0 0 0 rgba(220,38,38,0); } }
@keyframes tc-mcall-shake { 0%,84%,100% { transform: rotate(0); } 88% { transform: rotate(-13deg); } 92% { transform: rotate(13deg); } 96% { transform: rotate(-8deg); } }
.tc-modal-call { animation: tc-mcall-ring 1.6s ease-out infinite; }
.tc-modal-call:hover { background: #b91c1c !important; }
.tc-modal-call svg { animation: tc-mcall-shake 1.6s ease-in-out infinite; }
.tc-urgent-ico svg { animation: tc-mcall-shake 1.8s ease-in-out infinite; }
.tc-urgent-call { animation: tc-mcall-ring 1.8s ease-out infinite; }
.tc-urgent-call svg { animation: tc-mcall-shake 1.8s ease-in-out infinite; }
@media (prefers-reduced-motion: reduce) {
  .tc-modal-call, .tc-modal-call svg, .tc-urgent-ico svg, .tc-urgent-call, .tc-urgent-call svg { animation: none; }
}

.tc-overlay { position: fixed; inset: 0; z-index: 100; background: rgba(16,24,40,.6); display: none;
  align-items: center; justify-content: center; padding: 20px; }
.tc-overlay.is-open { display: flex; }
.tc-modal { position: relative; z-index: 1; background: #fff; border-radius: 22px; box-shadow: var(--shadow-lg);
  width: 100%; max-width: 460px; overflow: hidden; max-height: 90vh; overflow-y: auto; }
.tc-modal-head { padding: 20px 22px 16px; border-bottom: 1px solid var(--border-subtle); }
.tc-modal-head-row { display: flex; align-items: flex-start; justify-content: space-between; }
.tc-modal-title { font-family: var(--font-display); font-weight: 700; font-size: 18px; color: var(--text-strong);
  letter-spacing: -.01em; }
.tc-modal-sub { font-size: 13px; color: var(--text-muted); margin-top: 3px; }
.tc-modal-close { background: var(--surface-sunken); border: none; width: 34px; height: 34px; border-radius: 9px;
  cursor: pointer; display: flex; align-items: center; justify-content: center; color: var(--text-muted); }
.tc-modal-steps { display: flex; gap: 6px; margin-top: 16px; }
.tc-modal-steps span { flex: 1; height: 4px; border-radius: 999px; background: var(--neutral-200); transition: background .2s; }
.tc-modal-steps span.is-done { background: var(--tc-blue); }
.tc-modal-body { padding: 20px 22px 22px; }
.tc-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; }
.tc-field-label { font-size: 12.5px; font-weight: 600; color: var(--text-strong); }
.tc-input, .tc-select, .tc-textarea { font-family: var(--font-body); font-size: 14.5px; padding: 11px 13px;
  border-radius: 10px; border: 1.5px solid var(--border-default); background: #fff; color: var(--text-strong);
  width: 100%; box-sizing: border-box; outline: none; }
.tc-textarea { min-height: 92px; resize: vertical; line-height: 1.5; }
.tc-select-wrap { position: relative; display: block; }
.tc-select { appearance: none; -webkit-appearance: none; cursor: pointer; padding-right: 40px; }
.tc-select-chevron { position: absolute; right: 13px; top: 50%; transform: translateY(-50%); pointer-events: none;
  color: var(--tc-blue); display: flex; }

.tc-cards { display: grid; gap: 10px; }
.tc-cards.cols-1 { grid-template-columns: 1fr; }
.tc-cards.cols-2 { grid-template-columns: 1fr 1fr; }
.tc-card-opt { text-align: left; border: 1.5px solid var(--border-default); background: #fff; border-radius: 13px;
  padding: 13px 14px; cursor: pointer; display: flex; align-items: center; gap: 12px; transition: all .15s; width: 100%; }
.tc-card-opt.is-selected { border-color: var(--tc-blue); background: var(--blue-50); }
.tc-card-opt.is-urgent { border-color: #f7c9c9; }
.tc-card-opt.is-urgent.is-selected { border-color: #dc2626; background: #fdecec; }
.tc-card-opt-icon { width: 38px; height: 38px; border-radius: 10px; flex-shrink: 0; background: var(--surface-sunken);
  color: var(--text-muted); display: flex; align-items: center; justify-content: center; }
.tc-card-opt.is-selected .tc-card-opt-icon { background: #fff; color: var(--tc-blue); }
.tc-card-opt.is-urgent .tc-card-opt-icon { background: #fdecec; color: #dc2626; }
.tc-card-opt-body { flex: 1; }
.tc-card-opt-title { display: flex; align-items: center; gap: 7px; font-size: 14.5px; font-weight: 600; color: var(--text-strong); }
.tc-card-opt-sub { display: block; font-size: 12.5px; color: var(--text-muted); margin-top: 1px; }
.tc-card-opt-price { font-family: var(--font-display); font-weight: 700; font-size: 15px; color: var(--text-strong); }
.tc-card-opt.is-selected .tc-card-opt-price { color: var(--tc-blue); }
.tc-urgent-tag { font-size: 9.5px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: #dc2626;
  background: #fdecec; border: 1px solid #f7c9c9; padding: 2px 6px; border-radius: 999px; }
.tc-modal-actions { display: flex; gap: 10px; margin-top: 18px; }
.tc-urgent-divider { display: flex; align-items: center; gap: 10px; margin: 14px 0; }
.tc-urgent-divider span:not(.tc-urgent-divider-label) { flex: 1; height: 1px; background: var(--border-subtle); }
.tc-urgent-divider-label { font-size: 11.5px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: #dc2626; }
.tc-call-btn { width: 100%; box-sizing: border-box; background: #dc2626; color: #fff; border-radius: 12px;
  padding: 15px 18px; text-decoration: none; font-family: var(--font-body); font-weight: 700; font-size: 15.5px;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px; }
.tc-call-note { font-size: 11.5px; color: var(--text-subtle); text-align: center; margin-top: 9px; }
.tc-step { display: none; } .tc-step.is-active { display: block; }

/* ============================================================
   ASSIST PLAN CHECKOUT — recap bar, consent checkbox, totals
   ============================================================ */
.tc-ap-recap { display: flex; align-items: center; gap: 12px; background: var(--blue-50); border: 1px solid var(--blue-100);
  border-radius: 14px; padding: 12px 14px; margin-top: 14px; }
.tc-ap-recap-icon { width: 38px; height: 38px; border-radius: 11px; background: #fff; color: var(--tc-blue); flex-shrink: 0;
  display: flex; align-items: center; justify-content: center; }
.tc-ap-recap-body { flex: 1; min-width: 0; display: flex; flex-direction: column; }
.tc-ap-recap-title { font-size: 13.5px; font-weight: 700; color: var(--text-strong); }
.tc-ap-recap-sub { font-size: 12px; color: var(--text-muted); margin-top: 1px; }
.tc-ap-recap-price { font-family: var(--font-display); font-weight: 800; font-size: 16px; color: var(--tc-blue); white-space: nowrap; flex-shrink: 0; }
.tc-consent { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; margin: 4px 0 16px; }
.tc-consent input[type="checkbox"] { width: 19px; height: 19px; margin-top: 1px; accent-color: var(--tc-blue); flex-shrink: 0; cursor: pointer; }
.tc-consent-text { font-size: 13px; line-height: 1.5; color: var(--text-muted); }
.tc-consent-text a { color: var(--tc-blue); font-weight: 600; text-decoration: none; }
.tc-consent-text a:hover { text-decoration: underline; }
.tc-ap-total { display: flex; align-items: baseline; justify-content: space-between; background: var(--surface-sunken);
  border-radius: 14px; padding: 14px 16px; margin-top: 12px; }
.tc-ap-total-label { font-size: 13.5px; font-weight: 600; color: var(--text-strong); }
.tc-ap-total-value { font-family: var(--font-display); font-weight: 800; font-size: 20px; color: var(--tc-blue); }

/* ── funnel page shell + step progress bar (datos-personales, personaliza-tu-plan, resumen-de-la-compra, formas-de-pago) ── */
.tc-funnel-card { background: #fff; border: 1px solid var(--border-subtle); border-radius: 20px; box-shadow: var(--shadow-sm);
  padding: 30px 28px 32px; }
.tc-funnel-title { font-family: var(--font-display); font-weight: 800; font-size: 24px; letter-spacing: -0.01em;
  color: var(--text-strong); margin: 0 0 4px; }
.tc-funnel-sub { font-size: 13.5px; color: var(--text-muted); margin: 0 0 20px; }
.tc-funnel-steps { display: flex; align-items: flex-start; margin-bottom: 24px; }
.tc-funnel-step { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 7px; position: relative; text-decoration: none; }
.tc-funnel-step:not(:last-child)::after { content: ""; position: absolute; top: 14px; left: calc(50% + 20px); right: calc(-50% + 20px);
  height: 2px; background: var(--neutral-200); }
.tc-funnel-step.is-done:not(:last-child)::after { background: var(--tc-blue); }
.tc-funnel-step-dot { width: 28px; height: 28px; border-radius: 50%; background: var(--neutral-100); color: var(--text-muted);
  display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 12.5px; border: 2px solid var(--neutral-100);
  position: relative; z-index: 1; flex-shrink: 0; }
.tc-funnel-step-label { font-size: 11px; font-weight: 600; color: var(--text-muted); text-align: center; line-height: 1.25; }
.tc-funnel-step.is-active .tc-funnel-step-dot { background: var(--tc-blue); border-color: var(--tc-blue); color: #fff; }
.tc-funnel-step.is-active .tc-funnel-step-label { color: var(--text-strong); }
.tc-funnel-step.is-done .tc-funnel-step-dot { background: var(--blue-50); border-color: var(--tc-blue); color: var(--tc-blue); }
@media (max-width: 560px) { .tc-funnel-step-label { display: none; } }
.tc-success { padding: 30px 24px 26px; text-align: center; }
.tc-success-icon { width: 64px; height: 64px; border-radius: 18px; display: inline-flex; align-items: center;
  justify-content: center; margin-bottom: 18px; }
.tc-success-icon.tone-green { background: var(--green-50); color: #0f8240; }
.tc-success-icon.tone-blue { background: var(--blue-50); color: var(--tc-blue); }
.tc-success-title { font-family: var(--font-display); font-weight: 800; font-size: 23px; color: var(--text-strong);
  letter-spacing: -.02em; margin-bottom: 8px; }
.tc-success-sub { font-size: 14.5px; color: var(--text-muted); line-height: 1.55; margin: 0 0 20px; }
.tc-success-rows { background: var(--surface-sunken); border-radius: 14px; padding: 6px 16px; margin-bottom: 20px; text-align: left; }
.tc-success-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--border-subtle); font-size: 13.5px; }
.tc-success-row:last-child { border-bottom: none; }
.tc-success-row-label { color: var(--text-muted); }
.tc-success-row-value { font-weight: 600; color: var(--text-strong); }

/* ============================================================
   SOS FAB — botón flotante expandible para reportar asistencia
   ============================================================ */
.sos-fab { position: fixed; right: 20px; bottom: 20px; z-index: 60; display: flex; flex-direction: column;
  align-items: flex-end; gap: 14px; }
body.menu-open .sos-fab { display: none; }

.sos-fab-toggle { position: relative; width: 58px; height: 58px; border-radius: 50%; border: none;
  background: var(--tc-blue); color: #fff; display: flex; align-items: center; justify-content: center;
  cursor: pointer; box-shadow: 0 10px 28px rgba(22,93,252,.38); flex-shrink: 0;
  transition: background .18s ease, transform .18s ease; }
.sos-fab-toggle:hover { background: var(--blue-600); }
.sos-fab-toggle:active { transform: scale(.94); }
.sos-fab-ring { position: absolute; inset: -6px; border-radius: 50%; border: 2px solid var(--tc-blue);
  opacity: .55; animation: sos-pulse 2.2s cubic-bezier(.22,.61,.36,1) infinite; }
@media (prefers-reduced-motion: reduce) { .sos-fab-ring { animation: none; } }
@keyframes sos-pulse { 0% { transform: scale(1); opacity: .55; } 100% { transform: scale(1.55); opacity: 0; } }

.sos-fab-icon-open, .sos-fab-icon-close { position: absolute; transition: opacity .18s ease, transform .18s ease; }
.sos-fab-icon-close { opacity: 0; transform: rotate(-45deg) scale(.6); }
.sos-fab-icon-open { opacity: 1; transform: rotate(0) scale(1); }
.sos-fab.is-open .sos-fab-icon-open { opacity: 0; transform: rotate(45deg) scale(.6); }
.sos-fab.is-open .sos-fab-icon-close { opacity: 1; transform: rotate(0) scale(1); }
.sos-fab.is-open .sos-fab-ring { display: none; }

.sos-fab-menu { display: flex; flex-direction: column; align-items: flex-end; gap: 10px; }
.sos-fab-item { pointer-events: none; display: inline-flex; align-items: center; gap: 10px;
  background: #fff; color: var(--text-strong); border: 1px solid var(--border-subtle); border-radius: 999px;
  padding: 8px 18px 8px 8px; font-family: var(--font-body); font-size: 14px; font-weight: 600;
  box-shadow: var(--shadow-md); text-decoration: none; cursor: pointer;
  opacity: 0; transform: translateY(10px) scale(.92); transition: opacity .2s ease, transform .2s ease; }
.sos-fab.is-open .sos-fab-item { pointer-events: auto; opacity: 1; transform: none; }
.sos-fab.is-open .sos-fab-item:nth-child(1) { transition-delay: .1s; }
.sos-fab.is-open .sos-fab-item:nth-child(2) { transition-delay: .05s; }
.sos-fab.is-open .sos-fab-item:nth-child(3) { transition-delay: 0s; }
.sos-fab-item-icon { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px;
  border-radius: 50%; background: var(--blue-50); color: var(--tc-blue); flex-shrink: 0; }
.sos-fab-item-urgent { border-color: #fecaca; }
.sos-fab-item-urgent .sos-fab-item-icon { background: #fef2f2; color: #dc2626; }

@media (max-width: 640px) {
  .sos-fab { right: 16px; bottom: 16px; }
  .sos-fab-item-label { font-size: 13px; }
}

/* ============================================================
   QUOTER / SIMULATOR (SOAT · Todo Riesgo · Asistencias · Crédito)
   ============================================================ */
.sim-range { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 999px;
  background: var(--neutral-200); outline: none; }
.sim-range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 22px; height: 22px;
  border-radius: 50%; background: var(--tc-blue); border: 3px solid #fff; box-shadow: 0 2px 6px rgba(16,24,40,.22); cursor: pointer; }
.sim-range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--tc-blue);
  border: 3px solid #fff; box-shadow: 0 2px 6px rgba(16,24,40,.22); cursor: pointer; }
.sim-range-labels { display: flex; justify-content: space-between; margin-top: 5px; font-size: 11.5px; color: var(--text-subtle); }

.svc-quoter-panel, .sim-panel { width: 100%; background: #fff; border: 1px solid var(--border-subtle);
  border-radius: 22px; box-shadow: var(--shadow-lg); padding: 24px; min-width: 0; }
.quoter-tabs { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; background: var(--surface-sunken);
  border-radius: 999px; padding: 5px; margin-bottom: 18px; }
.quoter-tab { display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 9px 8px;
  border-radius: 999px; border: none; cursor: pointer; font-family: var(--font-body); font-size: 13px;
  font-weight: 700; min-width: 0; background: transparent; color: var(--text-muted); transition: all .16s ease; }
.quoter-tab.is-active { background: #fff; color: var(--tc-blue); box-shadow: var(--shadow-xs); }
.quoter-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }
.quoter-head-title { font-family: var(--font-display); font-weight: 700; font-size: 16.5px; color: var(--text-strong); }
.qfield { margin-bottom: 18px; }
.qfield-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 8px; gap: 10px; }
.qfield-label { font-size: 13px; font-weight: 700; color: var(--text-strong); }
.qfield-hint { font-size: 12px; color: var(--text-subtle); }
.seg-choice { display: grid; gap: 8px; }
.seg-opt { display: flex; flex-direction: column; align-items: flex-start; gap: 4px; padding: 12px 13px;
  border-radius: 12px; cursor: pointer; text-align: left; background: #fff; border: 1.5px solid var(--border-subtle);
  transition: all .15s ease; }
.seg-opt.is-selected { background: var(--blue-50); border-color: var(--tc-blue); }
.seg-opt-label { display: flex; align-items: center; gap: 7px; font-size: 13.5px; font-weight: 700; color: var(--text-strong); }
.seg-opt.is-selected .seg-opt-label { color: var(--tc-blue); }
.seg-opt-sub { font-size: 11.5px; color: var(--text-muted); line-height: 1.3; }
.quoter-result { background: var(--surface-ink); color: #fff; border-radius: 16px; padding: 20px 20px 22px;
  margin: 16px 0 0; overflow: hidden; }
.quoter-result-label { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-oninkmute); margin-bottom: 10px; }
.quoter-result-main { font-family: var(--font-display); font-weight: 800; font-size: 36px; letter-spacing: -.03em;
  line-height: 1; color: #fff; }
.quoter-result-sub { font-size: 13px; color: var(--text-oninkmute); margin-top: 6px; }
.quoter-result-divider { height: 1px; background: rgba(255,255,255,.12); margin: 16px 0; }
.quoter-result-note { display: flex; align-items: flex-start; gap: 8px; font-size: 12.5px; color: rgba(255,255,255,.82);
  line-height: 1.5; margin-bottom: 18px; }
.quoter-advisor-btn { width: 100%; margin-top: 10px; background: rgba(255,255,255,.08); border: 1.5px solid rgba(255,255,255,.22);
  color: #fff; border-radius: 12px; padding: 12px 16px; font-family: var(--font-body); font-size: 14px; font-weight: 600;
  cursor: pointer; display: inline-flex; align-items: center; justify-content: center; gap: 8px; text-decoration: none; }
.quoter-fineprint { font-size: 11px; color: var(--text-oninkmute); text-align: center; margin-top: 12px; line-height: 1.4; }
.quoter-userbox-title { font-family: var(--font-display); font-weight: 700; font-size: 16.5px; color: var(--text-strong); margin-bottom: 8px; }
.quoter-userbox-lead { margin: 0 0 18px; font-size: 14px; line-height: 1.6; color: var(--text-muted); }
.quoter-other-btn { width: 100%; margin-top: 10px; background: transparent; border: 1.5px solid var(--border-default);
  color: var(--text-strong); border-radius: 999px; padding: 12px 16px; font-family: var(--font-body); font-size: 14px;
  font-weight: 600; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; gap: 8px; }

/* hero + product page layout grids */
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 30px 56px;
  grid-template-areas: "head visual" "rest visual"; align-items: center; }
.hero-head { grid-area: head; align-self: end; }
.hero-rest { grid-area: rest; align-self: start; }
.hero-visual { grid-area: visual; align-self: center; position: relative; }
.svc-hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: 30px 52px; align-items: center; }
.prod-hero { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.prod-cubre { display: grid; grid-template-columns: .8fr 1.2fr; gap: 48px; align-items: start; }
.cubre-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.crumb { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--text-muted); margin-bottom: 26px; }
.crumb a { color: var(--text-muted); text-decoration: none; }
.crumb-current { color: var(--text-strong); font-weight: 600; }
.fact-card { background: #fff; border: 1px solid var(--border-subtle); border-radius: 22px; box-shadow: var(--shadow-lg); padding: 26px; }
.fact-card-head { display: flex; align-items: center; gap: 13px; margin-bottom: 20px; }
.fact-card-title { font-family: var(--font-display); font-weight: 700; font-size: 17px; color: var(--text-strong); }
.fact-row { display: flex; align-items: center; gap: 13px; padding: 13px 0; border-top: 1px solid var(--border-subtle); }
.fact-row:first-child { border-top: none; }
.fact-row-label { font-size: 14px; color: var(--text-muted); flex: 1; }
.fact-row-value { font-family: var(--font-display); font-weight: 700; font-size: 16px; color: var(--text-strong); }
.fact-card-note { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 16px;
  font-size: 12px; color: var(--text-subtle); }
.cubre-tile { display: flex; align-items: flex-start; gap: 12px; background: #fff; border: 1px solid var(--border-subtle);
  border-radius: 14px; padding: 16px 18px; }
.cubre-tile-icon { flex-shrink: 0; margin-top: 1px; color: var(--green-500); }
.cubre-tile-text { font-size: 14.5px; line-height: 1.5; color: var(--text-default); }
.benefit-card { background: #fff; border: 1px solid var(--border-subtle); border-radius: 18px; padding: 22px;
  box-shadow: var(--shadow-sm); display: flex; flex-direction: column; gap: 12px; }
.benefit-card-icon { width: 46px; height: 46px; border-radius: 12px; display: flex; align-items: center; justify-content: center; }
.benefit-card-title { margin: 0; font-family: var(--font-display); font-weight: 700; font-size: 17px;
  letter-spacing: -.01em; color: var(--text-strong); }
.benefit-card-desc { margin: 0; font-size: 14px; line-height: 1.55; color: var(--text-muted); }
.related-card { text-decoration: none; background: #fff; border: 1px solid var(--border-subtle); border-radius: 16px;
  padding: 20px; box-shadow: var(--shadow-xs); display: flex; flex-direction: column; gap: 12px; }
.related-card-icon { width: 44px; height: 44px; border-radius: 11px; display: flex; align-items: center; justify-content: center; }
.related-card-title { font-family: var(--font-display); font-weight: 700; font-size: 15.5px; color: var(--text-strong);
  letter-spacing: -.01em; line-height: 1.25; }
.related-card-cta { display: inline-flex; align-items: center; gap: 5px; font-size: 13px; font-weight: 600;
  color: var(--tc-blue); margin-top: auto; text-decoration: none; }
.urgent-flag { display: inline-flex; align-items: center; gap: 7px; font-size: 12px; font-weight: 800;
  letter-spacing: .06em; text-transform: uppercase; color: #dc2626; background: #fdecec; border: 1px solid #f7c9c9;
  padding: 7px 13px; border-radius: 999px; }

/* asistencias hub subtemas */
.asis-sub-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.asis-sub-card { display: flex; flex-direction: column; gap: 14px; background: #fff; border-radius: 20px;
  padding: 26px 24px 22px; border: 1px solid var(--border-subtle); box-shadow: var(--shadow-sm);
  transition: all .2s cubic-bezier(.22,.61,.36,1); }
.asis-sub-card.is-urgent { border-color: #f7c9c9; }
.asis-sub-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.asis-sub-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.asis-sub-icon { width: 54px; height: 54px; border-radius: 15px; flex-shrink: 0; display: flex; align-items: center;
  justify-content: center; background: var(--blue-50); color: var(--tc-blue); }
.asis-sub-icon.is-urgent { background: #fdecec; color: #dc2626; }
.asis-sub-title { margin: 0 0 8px; font-family: var(--font-display); font-weight: 800; font-size: 18.5px;
  letter-spacing: -.01em; line-height: 1.2; color: var(--text-strong); }
.asis-sub-desc { margin: 0; font-size: 13.5px; line-height: 1.55; color: var(--text-muted); }
.asis-sub-actions { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding-top: 14px;
  border-top: 1px solid var(--neutral-100); }
.asis-sub-link { display: inline-flex; align-items: center; gap: 5px; font-size: 13.5px; font-weight: 700;
  color: var(--tc-blue); text-decoration: none; white-space: nowrap; }
.asis-sub-call { width: 40px; height: 40px; border-radius: 50%; background: #dc2626; color: #fff; display: flex;
  align-items: center; justify-content: center; text-decoration: none; flex-shrink: 0; }

/* seguros hub — 3 cards */
.seg-three-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; align-items: stretch; }
.seg-card { position: relative; text-decoration: none; display: flex; flex-direction: column; background: #fff;
  border-radius: 22px; padding: 30px 28px 28px; border: 1px solid var(--border-subtle); box-shadow: var(--shadow-sm);
  transition: all .2s cubic-bezier(.22,.61,.36,1); }
.seg-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.seg-card.is-featured { border: 2px solid var(--green-400); box-shadow: var(--shadow-md); }
.seg-card.is-alt { border: 1.5px dashed #f2cf8f; }
.seg-card-tag { position: absolute; top: 18px; right: 18px; font-size: 11px; font-weight: 800; letter-spacing: .06em;
  text-transform: uppercase; padding: 5px 11px; border-radius: 999px; }
.seg-card-icon { width: 54px; height: 54px; border-radius: 15px; display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px; }
.seg-card-title { margin: 0 0 10px; font-family: var(--font-display); font-weight: 800; font-size: 25px;
  letter-spacing: -.02em; color: var(--text-strong); }
.seg-card-lead { margin: 0 0 18px; font-size: 14.5px; line-height: 1.58; color: var(--text-muted); }
.seg-card-bullets { display: flex; flex-direction: column; gap: 9px; margin-bottom: 24px; }
.seg-card-bullet { display: flex; align-items: center; gap: 9px; font-size: 14px; color: var(--text-default); }
.seg-card-cta { margin-top: auto; display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: var(--font-body); font-weight: 700; font-size: 15px; padding: 13px 20px; border-radius: 13px; }

/* asistencia alternativa cross-sell block */
.asis-alt-block { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center;
  background: linear-gradient(120deg,#f1f7ff 0%, #ffffff 100%); border: 1px solid var(--blue-100); border-radius: 24px;
  padding: 34px 36px; }
.asis-alt-kicker { display: inline-flex; align-items: center; gap: 6px; font-size: 12px; font-weight: 700;
  letter-spacing: .06em; text-transform: uppercase; color: var(--tc-blue); background: #fff; border: 1px solid var(--blue-100);
  padding: 5px 11px; border-radius: 999px; margin-bottom: 14px; }
.asis-alt-title { margin: 0 0 10px; font-family: var(--font-display); font-weight: 800; font-size: 27px;
  letter-spacing: -.02em; color: var(--text-strong); }
.asis-alt-desc { margin: 0; font-size: 16px; line-height: 1.6; color: var(--text-muted); max-width: 560px; }
.asis-alt-cta { flex-shrink: 0; display: inline-flex; align-items: center; gap: 8px; background: var(--tc-blue);
  color: #fff; font-family: var(--font-body); font-weight: 700; font-size: 15.5px; padding: 15px 26px; border-radius: 14px;
  text-decoration: none; box-shadow: var(--shadow-brand); }

/* generic gradient CTA (ServiceCta / CreditCta) */
.grad-cta { position: relative; overflow: hidden; border-radius: 28px;
  background: linear-gradient(120deg, var(--blue-700) 0%, var(--tc-blue) 55%, var(--blue-400) 100%);
  padding: 56px 48px; text-align: center; }
.grad-cta-mark { position: absolute; right: -60px; top: -70px; width: 320px; opacity: .12; pointer-events: none; }
.grad-cta h2 { position: relative; font-family: var(--font-display); font-weight: 800; font-size: 38px;
  letter-spacing: -.02em; color: #fff; margin: 0 0 14px; }
.grad-cta p { position: relative; font-size: 18px; color: rgba(255,255,255,.9); max-width: 540px; margin: 0 auto 28px; line-height: 1.6; }
.grad-cta-actions { position: relative; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* app download banner */
.app-strip { background: linear-gradient(120deg, var(--blue-700), var(--blue-500)); border-radius: 24px;
  padding: 30px 34px; display: flex; align-items: center; gap: 24px; flex-wrap: wrap; box-shadow: var(--shadow-brand);
  position: relative; overflow: hidden; }
.app-strip-mark { position: absolute; right: -40px; top: -50px; width: 200px; opacity: .12; pointer-events: none; }
.app-icon { border-radius: 26%; flex-shrink: 0; background: linear-gradient(155deg, var(--blue-500), var(--blue-700));
  box-shadow: var(--shadow-brand); display: flex; align-items: center; justify-content: center; }
.app-strip-title { font-family: var(--font-display); font-weight: 700; font-size: 19px; color: #fff;
  letter-spacing: -.01em; margin-bottom: 4px; }
.app-strip-desc { font-size: 14px; color: rgba(255,255,255,.82); line-height: 1.5; }
.app-badges { display: flex; gap: 10px; flex-wrap: wrap; }
.app-badge-btn { display: inline-flex; align-items: center; gap: 10px; background: #111722; color: #fff;
  border: 1px solid rgba(255,255,255,.14); border-radius: 13px; padding: 9px 16px; cursor: pointer;
  transition: background .16s ease; font-family: var(--font-body); text-decoration: none; }
.app-badge-btn:hover { background: #000; }
.app-badge-text-top { display: block; font-size: 10px; color: rgba(255,255,255,.72); }
.app-badge-text-bottom { display: block; font-size: 14.5px; font-weight: 700; }
.app-large { background: var(--surface-ink); position: relative; overflow: hidden; }
.app-large-mark { position: absolute; right: -90px; bottom: -110px; width: 420px; opacity: .05; }
.app-large .container { position: relative; padding: 48px 24px; display: grid; grid-template-columns: 1.15fr .85fr;
  gap: 32px; align-items: center; }
.app-large h2 { font-family: var(--font-display); font-weight: 800; font-size: 25px; letter-spacing: -.02em;
  color: #fff; margin: 0 0 8px; line-height: 1.2; }
.app-large p { font-size: 14px; line-height: 1.55; color: var(--text-oninkmute); margin: 0 0 16px; max-width: 400px; }
.trust-chip { display: inline-flex; align-items: center; gap: 9px; background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12); border-radius: 999px; padding: 6px 14px; margin-bottom: 16px; }
.trust-chip-text { font-size: 12.5px; color: var(--text-oninkmute); font-weight: 600; }
.phone-mock { width: 164px; height: 250px; border-radius: 26px; background: #0b1220; padding: 7px; flex-shrink: 0;
  box-shadow: 0 22px 44px rgba(0,0,0,.38), 0 0 0 1px rgba(255,255,255,.06); position: relative; }
.phone-mock-notch { position: absolute; left: 50%; top: 7px; transform: translateX(-50%); width: 50px; height: 13px;
  border-radius: 999px; background: #0b1220; z-index: 2; }
.phone-mock-screen { width: 100%; height: 100%; border-radius: 19px; overflow: hidden; position: relative;
  background: linear-gradient(180deg, #f1f7ff 0%, #ffffff 55%); display: flex; flex-direction: column; }

/* contact page */
.contact-grid { display: grid; grid-template-columns: 1.25fr .85fr; gap: 28px; align-items: start; }
.contact-form-card { background: #fff; border: 1px solid var(--border-subtle); border-radius: 20px;
  box-shadow: var(--shadow-sm); padding: 28px; }
.contact-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
.contact-field-full { grid-column: 1 / -1; }
.contact-channel { text-decoration: none; display: flex; align-items: center; gap: 14px; background: #fff;
  border: 1px solid var(--border-subtle); border-radius: 16px; padding: 16px 18px; box-shadow: var(--shadow-xs); }
.contact-channel-icon { width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0; background: var(--blue-50);
  color: var(--tc-blue); display: flex; align-items: center; justify-content: center; }
.contact-channel-label { font-size: 12.5px; font-weight: 600; color: var(--text-muted); }
.contact-channel-value { font-family: var(--font-display); font-weight: 700; font-size: 16px; color: var(--text-strong);
  letter-spacing: -.01em; }
.contact-channel-note { font-size: 12px; color: var(--text-subtle); margin-top: 1px; }
.contact-coverage { display: flex; align-items: center; gap: 12px; background: var(--surface-ink); border-radius: 16px;
  padding: 16px 18px; color: #fff; }
.contact-coverage-icon { width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0; background: rgba(105,227,142,.22);
  color: var(--green-300); display: flex; align-items: center; justify-content: center; }
.contact-success { padding: 20px 8px; text-align: center; }
.google-btn { display: flex; align-items: center; justify-content: center; gap: 12px; width: 100%;
  background: #fff; border: 1.5px solid var(--border-default); border-radius: 999px; padding: 15px 24px;
  font-family: var(--font-body); font-size: 15.5px; font-weight: 600; color: var(--text-strong); cursor: pointer;
  box-shadow: var(--shadow-xs); transition: background .18s cubic-bezier(.22,.61,.36,1), border-color .18s ease, box-shadow .18s ease, transform .18s ease; }
.google-btn:hover { background: var(--surface-sunken); border-color: var(--blue-200); box-shadow: var(--shadow-sm); }
.google-btn:active { transform: scale(.98); }
.auth-divider { display: flex; align-items: center; gap: 14px; margin: 24px 0; color: var(--text-subtle);
  font-size: 11.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.auth-divider-line { flex: 1; height: 1px; background: var(--border-subtle); }

/* misc float chip / badge / watermark utilities */
.float-chip { position: absolute; left: -22px; bottom: -26px; background: #fff; border: 1px solid var(--border-subtle);
  border-radius: 14px; box-shadow: var(--shadow-md); padding: 11px 15px; display: flex; align-items: center; gap: 10px; }
.watermark { position: absolute; pointer-events: none; opacity: .05; }

/* ============================================================
   RESPONSIVE — shared breakpoints (mirrors former per-page <style>)
   ============================================================ */
@media (max-width: 980px) {
  .nav-desktop, .cta-desktop { display: none !important; }
  .mobile-cluster { display: flex !important; }
  .app-strip { padding: 26px 22px !important; justify-content: center; text-align: center; }
  .appbanner-grid { grid-template-columns: 1fr !important; text-align: center; }
  .appbanner-grid p { margin-left: auto !important; margin-right: auto !important; }
  .appbanner-grid > div:first-child > div { justify-content: center !important; }
  .appbanner-phone { order: -1; }
  .hero-grid { grid-template-columns: 1fr; gap: 22px; grid-template-areas: "head" "visual" "rest";
    padding-top: 36px !important; padding-bottom: 64px !important; }
  .herov2-grid { grid-template-columns: 1fr !important; gap: 40px !important; padding-top: 36px !important; padding-bottom: 56px !important; }
  .herov2-visual { min-height: 400px !important; }
  .hero-car-arrow { display: none !important; }
  .hero-visual { align-self: stretch; max-width: 520px; width: 100%; margin: 0 auto; }
  .hero-card-wrap { width: 100%; }
  .hero-head h1 { font-size: 42px !important; }
  .float-chip { display: none !important; }
  .pillar-grid, .step-grid { grid-template-columns: 1fr 1fr !important; }
  .benefit-grid { grid-template-columns: 1fr 1fr !important; }
  .stat-grid { grid-template-columns: 1fr 1fr !important; gap: 14px !important; }
  .metrics-grid { grid-template-columns: 1fr !important; gap: 32px !important; }
  .allies-grid, .foot-grid { grid-template-columns: 1fr !important; }
  .svc-hero-grid { grid-template-columns: 1fr !important; }
  .svc-hero-grid > div:last-child { max-width: 560px; width: 100%; margin: 0 auto; }
  .asis-sub-grid { grid-template-columns: 1fr 1fr !important; }
  .seg-three-grid { grid-template-columns: 1fr !important; }
  .prod-hero { grid-template-columns: 1fr !important; gap: 28px !important; }
  .prod-cubre { grid-template-columns: 1fr !important; gap: 24px !important; }
  .contact-grid { grid-template-columns: 1fr !important; }
}
@media (max-width: 880px) {
  .svc-quoter-grid { grid-template-columns: 1fr !important; }
  .svc-quoter-grid .svc-quoter-summary { position: static !important; }
  .svc-quoter-grid > div { max-width: 560px; width: 100%; margin: 0 auto; }
}
@media (max-width: 680px) {
  .asis-sub-card { grid-template-columns: 1fr !important; text-align: left; }
  .asis-alt-block { grid-template-columns: 1fr !important; }
}
@media (max-width: 560px) {
  .herov2-visual { transform: scale(.82); transform-origin: top center; min-height: 330px !important; }
  .pillar-grid, .step-grid { grid-template-columns: 1fr !important; }
  .benefit-grid { grid-template-columns: 1fr !important; }
  .hero-head h1 { font-size: 36px !important; }
  .stat-grid { grid-template-columns: none !important; grid-auto-flow: column !important;
    grid-auto-columns: 78% !important; overflow-x: auto !important; scroll-snap-type: x mandatory !important;
    padding-bottom: 4px !important; }
  .stat-grid > * { scroll-snap-align: start; }
  .asis-sub-grid, .cubre-grid, .seg-choice, .contact-form-grid { grid-template-columns: 1fr !important; }
  .svc-quoter-panel { padding: 18px !important; }
  .foot-grid { grid-template-columns: 1fr !important; }
  .prod-hero h1 { font-size: 34px !important; }
}
@media (max-width: 640px) { .fact-card, .quoter-result, .contact-form-card, .card-hover { padding-left: 18px !important; padding-right: 18px !important; } }

/* base resets shared by every page (previously duplicated in each page's <style>) */
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
html, body { margin: 0; padding: 0; scroll-behavior: smooth; overflow-x: hidden; }
body { font-family: var(--font-body); color: var(--text-default); background: var(--surface-base);
  -webkit-font-smoothing: antialiased; }
h1, h2, h3 { text-wrap: balance; }
p { text-wrap: pretty; }
button, a { -webkit-tap-highlight-color: transparent; }
img { max-width: 100%; }